Please read the terms and conditions carefully before using this site.
Our sites are operated by ME Expert Limited (“We”). We are registered in England and Wales under company number 10120411 and have our registered office at Suite D2 The Quadrant, Mercury Court, Chester, Cheshire, CH1 4QR. Our VAT number is 334704905.
We are regulated by the Financial Conduct Authority FRN 917459.
To contact us, please email [email protected] or telephone our customer service line on 0800 011 1395.
If you do not agree to these terms, you must not use our sites.
We recommend that you print a copy of these terms for future reference.
You may browse our range of products and narrow down your search to your personal requirements.
The figures shown in our mortgage comparison tables are for illustration purposes only and do not constitute advice on whether a particular mortgage is suitable for your circumstances. Before applying for a Regulated Mortgage Contract you should obtain a European Standardised Information Sheet from the lender which will give exact details.
ME Expert Limited does not give advice on or recommend any particular mortgage product or service or whether it is suitable for your personal circumstances. The information provided is to help you to make your own choice about how to proceed.
If you require advice, you may complete our on-line enquiry form to arrange for you to discuss your requirements with a qualified Mortgage Adviser.
ME Expert Limited does not give advice on or recommend any particular insurance product or service or whether it is suitable for your personal circumstances. The information provided is to help you to make your own choice about how to proceed.
Auto-switching manages the energy switch process for you. When subscribing to our auto-switching service, you are authorising us to automatically switch you to a new provider tariff provided this is suitable for your needs – based on the information you have provided to us- and provided that the switch generates a minimum saving of £55. We will do this when your existing contract or tariff is coming to an end.
Your existing supplier will get notified that you are leaving, and we will complete your switch to the new supplier on your existing payment method.
Please view our full Auto-switching Terms & Conditions for more details.
We amend these terms from time to time. Every time you wish to use our sites, please check these terms to ensure you understand the terms that apply at that time.
We may update and change our sites from time to time to reflect changes to our products, our users’ needs and our business priorities.
Our sites are made available free of charge.
We do not guarantee that any of our sites, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our sites for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.
Our sites are directed to people residing in the United Kingdom. We do not represent that content available on or through our sites is appropriate for use or available in other locations.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at [email protected] or telephone our customer service line on 0800 011 1395.
We are the owner or the licensee of all intellectual property rights in our sites, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our sites for your personal use and you may draw the attention of others within your organisation to content posted on our sites.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our sites must always be acknowledged.
You must not use any part of the content on our sites for commercial purposes without obtaining a licence to do so from us or our licensors.
The content on our sites is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our sites.
Although we make reasonable efforts to update the information on our sites, we make no representations, warranties or guarantees, whether express or implied, that the content on our sites is accurate, complete or up to date.
Where our sites contain links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
We have no control over the contents of those sites or resources.
We do not guarantee that our sites will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform to access our sites. You should use your own virus protection software.
You must not misuse our sites by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our sites, the server on which our sites are stored or any server, computer or database connected to our sites. You must not attack our sites via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our sites will cease immediately.
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our sites in any website that is not owned by you.
Our sites must not be framed on any other site.
We reserve the right to withdraw linking permission without notice.
If you wish to link to or make any use of content on our sites other than that set out above, please contact us.
These T&Cs were last updated on 9th September 2021.